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Brighthouse Financial, Inc. (ticker: BHF) is a U.S.-based provider of annuity and life insurance products. Established in August 2017 as a spin-off from MetLife, the company trades on the NASDAQ exchange and is a component of the S&P 400 Mid-Cap Index. On September 19, 2025, shares closed at $59.09, reflecting a 30.56% increase from the prior session, on a trading volume of 558,313.
Corporate Structure
Headquartered in Charlotte, North Carolina, Brighthouse Financial employs approximately 1,500 staff across underwriting, product development, and customer service functions. Distribution is managed through multiple independent channels, while policy servicing is handled by a third-party vendor. As of mid-September 2025, the company’s market capitalization was approximately $2.59 billion.
Brighthouse Financial by Kenny Eliason
Recent Developments
- August 7, 2025: Filed an 8-K (Items 2.02, 7.01, 9.01) reporting changes in executive officers and furnishing financial statements and exhibits.
- August 8, 2025: Submitted its quarterly report on Form 10-Q for the period ended June 30, 2025.
- September 2, 2025: Filed an 8-K (Items 5.02, 9.01) disclosing updates to director and officer roles and supplemental exhibits.
- November 6, 2025: Scheduled earnings release date.
Financial and Strategic Analysis
For the trailing twelve months, Brighthouse Financial reported $8.06 billion in revenue and $562 million in net income, resulting in an 8.24% profit margin and diluted EPS of $8.75. Valuation metrics include a trailing P/E of 5.17, forward P/E of 2.19, price-to-book ratio of 0.46, and enterprise value/revenue of 0.68. The balance sheet shows $7.5 billion in cash against a debt-to-equity ratio of 160.02%, while levered free cash flow was reported at negative $1.42 billion. The company focuses on annuity and life insurance product innovation, digital platform enhancements, and leveraging third-party vendors to improve service efficiency.
Market Position and Industry Context
Brighthouse Financial ranks among the largest providers of annuities and life insurance in the U.S., with over 2.6 million policies and contracts in force. A beta of 0.88 indicates lower volatility compared to the broader market. The company does not currently pay a dividend. Analysts project a one-year price target of $56.22. Key industry drivers include interest rate trends, regulatory changes, and competitive pressures within the S&P 400 Mid-Cap peer group.
tl;dr
On September 19, 2025, BHF stock increased by 30.56% to $59.09 on a volume of 558,313 shares. Regulatory filings include Form 8-Ks on August 7 and September 2 regarding leadership updates and financial exhibits, and a Form 10-Q on August 8 for Q2 2025 results. With a November 6, 2025 earnings date approaching, stakeholders will review the company’s 8.24% profit margin and 160.02% debt-to-equity ratio for indications of financial performance and valuation trends.
